The Colophon · About the Desk
How the US Finance Rate Desk Works
US Finance is a national personal-finance newsroom. We watch the rate desk daily, run the same scenarios through every lender and account we report on, and publish the numbers plainly. We earn affiliate commissions on some links, but the figures decide the verdict — not the payouts.
Editorial Standards
Every report on US Finance is grounded in primary research, hands-on testing where applicable, and comparison with at least three competing alternatives. We disclose affiliate relationships and never accept payment in exchange for placement, ranking, or coverage.
- 01Reports are reviewed by an editor before publication.
- 02We update reports when prices, features, or terms change materially.
- 03When we're wrong, we publish corrections — clearly labeled.
The Masthead
A small, opinionated group of analysts and editors who all maintain their own ridiculous personal spreadsheets.
Former product analyst at a robo-advisor; covers retirement planning and brokerage tooling.
Spent eight years as a residential mortgage processor before crossing over into editorial.
EA. Has filed alongside every consumer tax product since 2011 — same return, same outputs.
Spreadsheet purist. Maintains the test-household model we run every budgeting app through.
Contact the Desk
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Privacy: privacy@us-finance.com